Header

 

logo

header

$525,000
Available - For Sale
Listing ID: X12220354
Investor Alert -- Century Home in Prime Cobourg Location with Value-Add Potential! Discover a rare equity-building opportunity with this spacious semi-detached century home, ideally located directly on the main street of vibrant Cobourg. Just a short walk to Cobourg Beach, downtown shops, restaurants, and essential amenities, this 4-bedroom/2-bath home is perfectly positioned for strong appreciation and potential rental income. Built in 1846, this character-rich property blends historical charm with modern updates where they count. Key mechanical upgrades include a 100-amp breaker panel in 2010, and any old wiring was replaced in 2016, high-efficiency gas furnace in 2017, and new roof shingles in 2018. Most of the plumbing has also been updated, offering investors peace of mind and reduced upfront costs. The home features 3 bedrooms on the upper level and a main floor primary bedroom with ensuite, creating layout flexibility for multi-generational living or duplex conversion (subject to approvals). The bright upper hallway includes a cozy sitting room with southern exposure, while the updated eat-in kitchen (2025) offers clean white cabinetry and low-maintenance vinyl tile flooring. Additional features include main floor laundry, hardwood flooring in the large living room, two full bathrooms, a 15 foot covered front porch, and a quaint enclosed vestibule. Outside, the corner lot boasts a fenced backyard, mature trees, and a 12' x 20' detached garage/workshop - perfect for storage or hobby use. A double-wide driveway provides ample off-street parking. Whether you're a first-time investor, renovator, or experienced buyer looking to unlock hidden potential, this property offers the perfect canvas to create value. Zoned multi-use, this home is an ideal investment in a growing lakeside community. Previously the home has been tenanted and is now currently vacant, allowing for a flexible closing, including a quick possession if so desired. **
Price $525,000
Taxes: $3,568.61
Assessment Year: 2024
Occupancy by: Vacant
Address: 439 Division Stre , Cobourg, K9A 3R8, Northumberland
Acreage: < .50
Directions/Cross Streets: Division St & Spencer St
Rooms: 6
Bedrooms: 4
Bedrooms +: 0
Washrooms: 2
Family Room: F
Basement: Crawl Space
Full
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1: Main Kitchen 15.88 10.36 Eat-in Kitchen, Tile Floor, South View
Room 2: Main Laundry 5.90 4.89 Separate Room, Broadloom
Room 3: Main Bedroom 4 11.78 10.23 4 Pc Ensuite, Closet, Broadloom
Room 4: Main Living Ro 14.63 14.63 Fireplace, Hardwood Floor, East View
Room 5: Main Foyer 4.95 3.71 Tile Floor, Separate Room
Room 6: Second Primary B 17.55 11.81 Walk-In Closet(s), Broadloom, East View
Room 7: Second Bedroom 2 12.53 8.17 B/I Shelves, Broadloom, Closet
Room 8: Second Bedroom 3 12.69 10.10 Closet, Broadloom, South View
Room 9: Second Sitting 12.89 9.12 Open Concept, Broadloom, South View
No. of Pieces Level
Washroom 1:  4 Main
Washroom 2:  4 Second
Washroom 3:  0
Washroom 4:  0
Washroom 5:  0
Property Type: Semi-Detached
Style: 2-Storey
Exterior: Stucco (Plaster)
Garage Type: Detached
(Parking/)Drive: Private Do
Drive Parking Spaces: 2
Park #1
Parking Type: Private Do
Park #2
Parking Type: Private Do
Pool: None
Other Structures: Fence - Full
Approximatly Age: 100+
Approximatly Square Footage: 1500-2000
Property Features: Beach
Fenced Yard
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Elevator Lift: False
Sewers: Sewer
Utilities-Cable: N
Utilities-Hydro: Y
First Name: *
Last Name: *
Phone: *
Email: *
Showing Date:
Showing Time:
I Am Thinking of Moving
 
First Name: *
Last Name: *
Phone: *
Email: *

Message:

From:

Name:
Email:

To:

Name:
Email:

Comment:

 

Down payment: $  
Interest Rate: %  
Amortization :  Years
Payment Frequency:
Your Payment:
This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Asking Price: $ Heating: $ /Year  
Interest Rate: % Condo Fee: $ /Year
Taxes:   $ /Year Other Debt: $ /Year  
Amortization:     Years GDS: %
    TDS: %
Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
RE/MAX IMPACT REALTY

439 Division Stre , Cobourg, K9A 3R8, Northumberland


 
 Book Showing   Email a Friend 
Jump To:
At a Glance:
Type: Freehold - Semi-Detached
Area: Northumberland
Municipality: Cobourg
Neighbourhood: Cobourg
Style: 2-Storey
Lot Size: x 51.71(Feet)
Approximate Age: 100+
Tax: $3,568.61
Maintenance Fee: $0
Beds: 4
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
View Larger Map
Payment Calculator:
Price:
Down Payment: %
Rate: %
Amortization:  Years
Frequency
Calculate
Down Payment:
Mortgage Payment:
This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Listing info
Description
General Details
Room & Interior
Exterior
Utilities
Get More Info:
Book Showing
Request More Info
Email Friend
Photos and movies:
View Slide Show
View All Photos
Calculator:
Affordability Chart
Mortgage Calculator
More To Do:
Print This Page

Listing added to compare list, click here  to view comparison chart.
!-- start of askavenue script -->